{"id":4612,"date":"2020-01-16T16:36:43","date_gmt":"2020-01-16T15:36:43","guid":{"rendered":"http:\/\/en.advancedfleetmanagementconsulting.com\/?p=4120"},"modified":"2020-01-16T16:36:43","modified_gmt":"2020-01-16T15:36:43","slug":"4120","status":"publish","type":"post","link":"https:\/\/advancedfleetmanagementconsulting.com\/eng\/2020\/01\/16\/4120\/","title":{"rendered":"Changing Fleet Applications Can Impact Liability Coverage"},"content":{"rendered":"

Changing Fleet Applications Can Impact Liability Coverage<\/strong><\/span><\/h3>\n

A fleet manager is a crucial component in corporate risk management by instituting the policies and programs that help to minimize corporate liability exposure.<\/span><\/p>\n

When fleet business applications change, it is important to inform your commercial insurance broker because the existing commercial general liability insurance may not provide coverage to the new operation. When changes are made in business operations, it is necessary to update insurance coverage to accurately reflect current business practices.<\/span><\/p>\n

For example, let\u2019s say you own a hauling company and decide to expand into the towing business. If you didn\u2019t provide information about the new business application to the insurer, the commercial general liability policy may not provide coverage if one of your tow trucks damages a parked car.<\/span><\/p>\n

Although insurance responsibilities typically fall outside a fleet manager\u2019s realm of responsibilities, it is important to be aware of the different state laws that affect corporate liability exposure, especially when you are managing a nationally dispersed fleet. In addition, fleet management plays an important role in minimizing loss exposure by enforcing fleet safety policies and implementing fleet safety programs to help deter preventable accidents.<\/span><\/p>\n

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In the final analysis, a fleet manager is a crucial component in corporate risk management by instituting the policies and programs that help to minimize corporate liability exposure.<\/span><\/p>\n

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Let me know what you think.<\/p>\n

mike.antich@bobit.com<\/a><\/p>\n<\/div>\n

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Author<\/h4>\n
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\"Mike<\/a><\/figure>\n<\/div>\n
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Mike Antich<\/a><\/h5>\n

Editor and Associate Publisher<\/p>\n<\/div>\n

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Mike Antich has covered fleet management and remarketing for more than 20 years and was inducted in the Fleet Hall of Fame in 2010.<\/p>\n

View Bio<\/a><\/p>\n<\/div>\n<\/div>\n<\/section>\n

Source: https:\/\/www.automotive-fleet.com<\/a><\/p>\n

FLEET MANAGEMENT AUDIT<\/h3>\n

Fleet management is the use of a set of vehicles in order to provide services to a third-party, or to perform a task for our organization, in the most efficient and productive manner with a determined level of service and cost.<\/p>\n

Fleet management activities are shown in the following graph 1:<\/p>\n

\"fleet<\/p>\n

Graph 1: fleet management activities<\/p>\n

The proposal audit analyses and assesses all fleet management activities shown in the graph 1, and its main goals are:<\/p>\n